DID YOU KNOW  that bankruptcy in America is a biblical concept derived from the Old Testament?

DID YOU KNOW  that it may be possible to eliminate your 2nd Mortgage completely through bankruptcy?

DID YOU KNOW  that bankruptcy can stop a foreclosure?

DID YOU KNOW  that you can make up mortgage arrearages in bankruptcy and keep your home?

DID YOU KNOW  that payment for mortgage arrears can be spread out over three to five years in bankruptcy, making it affordable to keep your home?

DID YOU KNOW  that many taxes due and payable from three or more years ago may be discharged in bankruptcy?

DID YOU KNOW  that you might be able to pay non-dischargeable taxes in bankruptcy without further penalties and interest?

DID YOU KNOW  that you might be able to pay the market value of your vehicles in bankruptcy instead of the high amount you now owe?

DID YOU KNOW  that it is usually possible to improve your credit score significantly within six months of filing bankruptcy if you pay your future debts on time and do not skip payments?

DID YOU KNOW  that usually creditors are forbidden by law from contacting you or trying to collect a debt after filing bankruptcy?

DID YOU KNOW  that you might save yourself from having to pay a second mortgage for twenty or thirty years by filing bankruptcy?

DID YOU KNOW  that you can usually keep your retirement accounts when filing bankruptcy?

DID YOU KNOW  that if you roll credit card debt into a house refinance or second mortgage, you may be paying interest on those credit card charges (such as your kid’s tennis shoes) for the next thirty years?

DID YOU KNOW  that credit cards issued by your mortgage company may be secured by your house?

DID YOU KNOW  that in our opinion one of the most costly mistakes people with debt issues make is waiting too long to file bankruptcy?